S L Gregory Public Adjusters

Public Adjusters are property loss professionals whose primary objective is to solely advocate for the insured. As a independent insurance professional, a public adjuster works for the policy holder to ensure their claim is settled in a fair and efficient manner. Responsibilities and duties of a Public Adjuster include:

Reviewing the insureds policy on contractual coverages, exclusions, and additional coverage. 

Assist the policyholder in meeting their burden of proof of claimed property damages.

Perform a Timely and Proper Investigation-Inspect and assess physical damages.

Match up losses with the appropriate property coverages for a fair settlement demand.

Review and respond to carrier correspondence addressing any omissions, misrepresentations, wrongful denials, violations of policy, and violations of insurance code statutes.

Compile and Submit a Pro-Policy holder Claim Package to your insurer with supporting evidence that documents your damages, the estimated scope of work, estimated costs, occurrence data, 3rd party reports, photos, news stories, policy language, statues, bulletins, proper forms and present proof of loss.

Incorporate reasonable arguments to trigger coverage under your insurance policy and in compliance with the insurance code statues of your state.

Proactively remove objections, roadblocks, and wrongful withholding of coverages.

Expose the insurer’s liabilities and potential violations of the statutory insurance codes.

Reasonably argue with a credible degree of certainty and questionable allegations of an insurer’s view for underpayment, delays, or wrongful denial of your property damage insurance claim.

Negotiate a fair and prompt settlement.

Refer expert engineers, hygienists, or other professionals when necessary.